Insurance Information
TRUE NORTH PHYSICAL THERAPY and WELLNESS, LLC does not currently participate with any insurance provider. We are an ‘Out-of Network Provider’. This means Patients are responsible for paying for treatment at time of service through check/credit card/cash. Patients are given receipts to submit to their insurance carrier for reimbursement with all necessary information included.
Because TRUE NORTH does not accept insurance, it is strongly recommended that you contact your insurance company IN ADVANCE of your first appointment to find out what your ‘Out-of-Network’ benefits are for Physical Therapy. Wellness care is often not covered under insurance, but you may be able to use your ‘Flexible Health Accounts’ to pay for your treatments.
Some recommended questions for insurance carriers:
Do I have ‘Out-of-Network’ Physical Therapy coverage? If so, what percentage of treatment cost will be covered?
What is my deductible and has it been met this calendar year?
How many sessions of PT per year does my policy cover?
Is there an annual cap in coverage to my Physical Therapy coverage?